SICHMA Review - Halal Finance Products
Reviewed quarterly and updated for major content changes.
SICHMA offers halal financial products and services designed to align with Islamic principles. These options provide alternatives to conventional interest-based financial products, using structures like Murabaha, Ijara, and Musharakah.
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HalalWallet 2026 Review
SICHMA - At a Glance
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Products Reviewed
All
States (Nationwide)
1
Category
Our Verdict
SICHMA is the specialist you pick when the destination market is the hard part: since 1992 it has built the broadest recognition list of any Australian certifier - Malaysia, Indonesia, Singapore, the UAE, the GCC bloc, Saudi Arabia, Türkiye and Thailand - and, almost uniquely, submits itself to third-party assessment, holding accreditation from Türkiye's HAK under OIC/SMIIC 2:2019, the conformity standard for halal certification bodies. It publishes a certified-clients directory and its audit cadence (including unannounced visits), which is more operational transparency than any peer. The weaknesses are presentational and material at once: a dated HTTP-only Weebly site, an encrypted fee PDF from 2021, quote-based pricing, and just one named religious scholar. For meat exporters, none of that outweighs the market access; for consumers, the Coles halal meat program makes SICHMA's mark one they already rely on without knowing it.
Pros & Cons
What We Like
- Nine national authorities recognise SICHMA: JAKIM, BPJPH, MUIS, MOIAT, GAC, SFDA, SASO, HAK and CICOT - the broadest list in the Australian set
- HAK accredits SICHMA itself under OIC/SMIIC 2:2019 - genuine third-party assessment of the certifier, not just self-declared standards
- Publishes a certified-clients PDF and GAC list - the only public client directory among AU certifiers crawled
- Audit regime disclosed: surveillance plus unannounced visits once or twice yearly, short-notice complaint audits, and laboratory testing
- DAFF red-meat export approval confirmed on the official Feb 2026 list; founding member of the Australian Halal Certifiers Alliance and World Halal Food Council
What Could Be Better
- Fee amounts effectively unpublished - the posted fee-structure PDF (April 2021) is encrypted; page language is quote-based cost recovery
- Only one named religious scholar (Sheik Fouad Chami), with no bio - thin named religious personnel for an organisation of this standing
- Website is dated: Weebly over plain HTTP, with key documents from 2021
- Meat-centric scope; published detail thins out for non-food schemes (ambient-stable products, biochemicals)
Who Is SICHMA Best For?
Meat processors and exporters targeting Malaysia, Indonesia, the Gulf or Türkiye
Recognition from JAKIM, BPJPH, MUIS, MOIAT, GAC, SFDA, SASO, HAK and CICOT means one SICHMA certificate clears the strictest import regimes in Southeast Asia, the Gulf and Türkiye
Corporate buyers who need auditable certifier credentials for compliance files
HAK's accreditation of SICHMA under OIC/SMIIC 2:2019 plus a published client directory gives procurement teams external accountability evidence most certifiers cannot show
Consumers buying halal meat at mainstream Australian supermarkets
SICHMA certifies Coles' domestic halal meat range, so its mark already backs everyday supermarket purchases
Detailed Analysis
The Supreme Islamic Council of Halal Meat in Australia Inc began operating in 1992 as a non-profit Islamic organisation and has stayed close to its founding brief: halal certification of meat and processed foods for domestic and export markets, run from South Granville in Sydney's west with a Queensland presence. Its membership base is ten Sydney-region Islamic community organisations - largely Turkish, Bosnian and Egyptian associations - and its surplus flows back into mosque construction, youth education and Islamic conferences, an ownership structure that anchors it in the community it serves.
SICHMA's defining asset is recognition. It publishes endorsements from nine national authorities - Malaysia's JAKIM, Indonesia's BPJPH, Singapore's MUIS, the UAE's Ministry of Industry and Advanced Technology, the GCC Accreditation Centre, Saudi Arabia's SFDA and SASO, Türkiye's HAK and Thailand's CICOT - and is a founding member of both the Australian Halal Certifiers Alliance and the World Halal Food Council. Two of these claims carry independent verification: DAFF lists SICHMA as an Approved Islamic Organisation for red meat export (current 18 February 2026), and Indonesia's BPJPH mutual-recognition data shows an active agreement covering food, pharmaceuticals and slaughtering services. Domestically, SICHMA states it certifies Coles Supermarket's halal meat program - a mainstream proof point most export certifiers lack.
Where SICHMA genuinely stands out is accountability plumbing. Its certified clients are certified 'by HAK under OIC/SMIIC 2:2019' - meaning Türkiye's Halal Accreditation Agency has assessed SICHMA itself against the OIC's conformity-assessment standard for halal certification bodies. It publishes a certified-clients PDF and a GAC list (the only public client directory we found among Australian certifiers), roughly forty pages of scheme rules, and a disclosed audit regime: surveillance and unannounced surprise visits once or twice yearly, short-notice audits to investigate complaints or follow up suspensions, and evidence collection with laboratory testing. Certification decisions sit with a Certification Committee, and certificates remain SICHMA property, returnable on demand.
The gaps are real but mostly presentational. Fees are quote-based ('at a level to be determined... having regard to its operating costs'), and while a fee-structure PDF is posted, the document is encrypted - so no dollar amounts are publicly verifiable, leaving SICHMA behind Halal Australia's published application fee. The only named religious scholar is Sheik Fouad Chami, listed without a bio, and the executive team is administrative and technical. And the website itself - Weebly, plain HTTP, documents dated 2021 - undersells an organisation whose accreditation file is arguably the strongest in the country. Exporters will not care; researchers and consumers verifying claims will have to work harder than they should.
How It Works
SICHMA is a non-profit incorporated Islamic council that sells certification services to businesses: clients pay quoted fees plus expenses, and receive a Certificate of Conformity and rights to the SICHMA halal mark, subject to a disclosed audit regime. Its religious authority is structurally external - SICHMA itself is accredited by Türkiye's HAK under OIC/SMIIC 2:2019 and recognised by eight further national authorities, so the integrity of its certificates rests on recurring third-party assessment rather than on a published in-house scholar bench. Surpluses fund mosques, youth programs and community projects rather than shareholders.
Application
Submit SICHMA's application per its published application guidelines; commercial terms including fees arrive as an individual quotation, with out-of-pocket expenses and government charges reimbursable on top.
Certification audit
SICHMA conducts the certification audit under its scheme rules, documenting findings and non-conformities, with evidence collection and laboratory testing where required.
Certification decision
The Certification Committee reviews audit results, confirms non-conformances are addressed, then awards a Certificate of Conformity and grants use of the SICHMA marks and logo.
Surveillance and unannounced audits
Surveillance and surprise visits run once or twice yearly (more at SICHMA's discretion), with short-notice audits for complaints or suspended clients; certificates remain SICHMA property and can be withdrawn.
Shariah Compliance Review
Oversight Level
Review details on provider's website
SICHMA's scheme is anchored to the OIC/SMIIC framework: its clients are certified by HAK under OIC/SMIIC 2:2019 (Conformity Assessment - Requirements for Bodies Providing Halal Certification), meaning the certifier itself passes recurring third-party assessment.
Recognition spans nine national authorities - JAKIM, BPJPH, MUIS, MOIAT, GAC, SFDA, SASO, HAK and CICOT - and DAFF lists SICHMA as an Approved Islamic Organisation for red meat export (verified 18 Feb 2026 list).
A published certified-clients PDF and GAC list allow public verification of who holds SICHMA certification - unique among the Australian certifiers crawled.
Religious personnel disclosure is thin: Sheik Fouad Chami is the only named scholar, and no fiqh positions (e.g. on stunning) are published on the site.
Shariah compliance should always be verified directly with SICHMA. HalalWallet reports publicly available oversight information but does not issue fatwas or certify compliance.
How It Compares
SICHMA versus ICCV is the closest match-up in Australian halal certification: same 1992 vintage, same DAFF approval, overlapping Gulf and Southeast Asian recognition. ICCV is bigger and broader (logistics, cold storage, more sectors, seven named Shariah advisers); SICHMA counters with HAK's third-party accreditation of the certifier itself and a published client directory - accountability artifacts ICCV lacks. Halal Australia beats both on published pricing and named religious governance but cannot match SICHMA's recognition list, and AFIC plays a different game entirely: domestic poultry under the peak body's banner, with no export approval.
vs. ICCV
ICCV offers a larger operation with broader sector coverage and seven named Shariah advisers, but publishes no client directory and holds no third-party accreditation of itself equivalent to SICHMA's HAK/OIC-SMIIC 2:2019 assessment.
vs. Halal Australia
Halal Australia publishes what SICHMA won't - a $110 application fee and a named four-member Shariah board - but its international recognition (MUIS confirmed, MUI in progress, no JAKIM) is far narrower than SICHMA's nine-authority list.
vs. AFIC
AFIC certifies domestic poultry under the national peak body's banner with a 35+ imam Sharia board, but has no DAFF export approval and publishes no process or standards - SICHMA is the exporter's tool, AFIC the community mark.
Bottom Line
The strongest accreditation file in Australian halal certification - nine national authorities plus third-party assessment of SICHMA itself - wrapped in the sector's most dated website, with quote-based fees and a single named scholar. Exporters should shortlist it first; everyone else mostly meets it through Coles' halal meat.
Products from SICHMA
Why It's Halal
SICHMA's scheme is anchored to the OIC/SMIIC framework: it is accredited by Türkiye's Halal Accreditation Agency (HAK) under OIC/SMIIC 2:2019 - the conformity-assessment standard for bodies providing halal certification - which means SICHMA itself is third-party assessed as a certification body, the strongest external accountability signal among Australian certifiers. Recognition spans nine national halal authorities: JAKIM (Malaysia), BPJPH (Indonesia), MUIS (Singapore), UAE MOIAT, the GCC Accreditation Centre, Saudi SFDA and SASO, HAK and Thailand's CICOT, with DAFF approval for red meat export confirmed on the government's Feb 2026 list. Certification decisions rest with a Certification Committee after audit review; surveillance and unannounced audits run once or twice yearly with laboratory testing for evidence collection, and a published certified-clients directory (rare in the sector) lets buyers check status. The religious-personnel gap is real: only one scholar, Sheik Fouad Chami, is named on the site, without a published bio.
SICHMA
Halal Certification
Non-profit, meat-export-focused certifier operating since 1992 from South Granville NSW, with the broadest international recognition list in the Australian set: JAKIM, BPJPH, MUIS, UAE MOIAT, the GCC Accreditation Centre, Saudi SFDA and SASO, Türkiye's HAK and Thailand's CICOT. It is accredited by HAK under OIC/SMIIC 2:2019 - third-party conformity assessment of SICHMA itself as a certification body - is DAFF-approved for red meat export, publishes a certified-clients directory (rare for the sector), and certifies Coles' domestic halal meat program. Fees are quote-based; the published fee-structure PDF is encrypted, so no dollar amounts are verifiable.
Opens provider site - no obligation
Where Available
Based on listings we track, SICHMA operates nationwide:
Nationwide availability
Availability may vary by product type. Always verify current availability directly with SICHMA.
How We Compare
- • We review publicly available information from providers, including Shariah compliance documentation.
- • We compare financing structures, total costs, down payment requirements, and state availability.
- • We prioritize providers that clearly explain their halal compliance rationale and operate with transparency.
- • We note which products are available nationwide versus regionally.
- • Learn more about our methodology.
Quick Answer
SICHMA offers halal financial products that comply with Shariah principles, avoiding interest (riba) and prohibited industries. Their products are available in 1 state and include Halal Certifications options.
Key Takeaways
- SICHMA offers Shariah-compliant financial products that avoid interest and prohibited industries.
- Products are available in 1 state: Nationwide.
- Product categories include Halal Certifications.
- Always verify compliance directly with SICHMA and consult qualified Islamic finance advisors when needed.
- Compare SICHMA's products with other providers to find the best fit for your needs.
Important: HalalWallet provides educational information and comparisons to help you explore halal financial options. We do not provide financial, legal, or religious advice. Product structures and Shariah compliance oversight vary by provider. Always verify halal compliance directly with providers and consult with qualified Islamic finance advisors or scholars for guidance on specific products and your individual circumstances.
Sources and review process
This page is reviewed against HalalWallet editorial standards and source documentation.
Reviewed by: HalalWallet Editorial Team
Last reviewed: 2026-03-09
How to cite this page
Preferred format:
For time-sensitive claims (rates, fees, state availability), please verify directly with the provider's official documentation and note the retrieval date.
Frequently Asked Questions
What types of halal products does SICHMA offer?
SICHMA offers 1 product across 1 category. SICHMA is best for [object Object],[object Object],[object Object]. Review the products listed above or contact SICHMA directly for current offerings.
How does SICHMA ensure Shariah compliance?
SICHMA's scheme is anchored to the OIC/SMIIC framework: its clients are certified by HAK under OIC/SMIIC 2:2019 (Conformity Assessment - Requirements for Bodies Providing Halal Certification), meaning the certifier itself passes recurring third-party assessment. Recognition spans nine national authorities - JAKIM, BPJPH, MUIS, MOIAT, GAC, SFDA, SASO, HAK and CICOT - and DAFF lists SICHMA as an Approved Islamic Organisation for red meat export (verified 18 Feb 2026 list). A published certified-clients PDF and GAC list allow public verification of who holds SICHMA certification - unique among the Australian certifiers crawled. Religious personnel disclosure is thin: Sheik Fouad Chami is the only named scholar, and no fiqh positions (e.g. on stunning) are published on the site.
How does SICHMA work?
Application: Submit SICHMA's application per its published application guidelines; commercial terms including fees arrive as an individual quotation, with out-of-pocket expenses and government charges reimbursable on top. Certification audit: SICHMA conducts the certification audit under its scheme rules, documenting findings and non-conformities, with evidence collection and laboratory testing where required. Certification decision: The Certification Committee reviews audit results, confirms non-conformances are addressed, then awards a Certificate of Conformity and grants use of the SICHMA marks and logo. Surveillance and unannounced audits: Surveillance and surprise visits run once or twice yearly (more at SICHMA's discretion), with short-notice audits for complaints or suspended clients; certificates remain SICHMA property and can be withdrawn.
Is SICHMA available in my state?
SICHMA operates nationwide, though specific products may have regional limitations. Always verify current availability directly with SICHMA.
What are alternatives to SICHMA?
SICHMA versus ICCV is the closest match-up in Australian halal certification: same 1992 vintage, same DAFF approval, overlapping Gulf and Southeast Asian recognition. ICCV is bigger and broader (logistics, cold storage, more sectors, seven named Shariah advisers); SICHMA counters with HAK's third-party accreditation of the certifier itself and a published client directory - accountability artifacts ICCV lacks. Halal Australia beats both on published pricing and named religious governance but cannot match SICHMA's recognition list, and AFIC plays a different game entirely: domestic poultry under the peak body's banner, with no export approval. ICCV: ICCV offers a larger operation with broader sector coverage and seven named Shariah advisers, but publishes no client directory and holds no third-party accreditation of itself equivalent to SICHMA's HAK/OIC-SMIIC 2:2019 assessment. Halal Australia: Halal Australia publishes what SICHMA won't - a $110 application fee and a named four-member Shariah board - but its international recognition (MUIS confirmed, MUI in progress, no JAKIM) is far narrower than SICHMA's nine-authority list. AFIC: AFIC certifies domestic poultry under the national peak body's banner with a 35+ imam Sharia board, but has no DAFF export approval and publishes no process or standards - SICHMA is the exporter's tool, AFIC the community mark.
Are SICHMA's products more expensive than conventional options?
Halal financing structures can have different fee structures compared to conventional products. Some options may be competitive with conventional rates, while others may have different cost structures. Pricing varies by product type, location, and individual circumstances. Always compare total costs and terms when evaluating options.
How do I contact SICHMA?
Contact information for SICHMA should be available through their website or the product listings above. Use the action links provided with each product to visit SICHMA's website or contact them directly for more information.
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