AFIC Review - Halal Finance Products
Reviewed quarterly and updated for major content changes.
AFIC offers halal financial products and services designed to align with Islamic principles. These options provide alternatives to conventional interest-based financial products, using structures like Murabaha, Ijara, and Musharakah.
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HalalWallet 2026 Review
AFIC - At a Glance
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Products Reviewed
All
States (Nationwide)
1
Category
Our Verdict
AFIC's halal program is the community-institution mark: certification issued under the banner of Australia's national peak Muslim body, running longer than any other by its own account, with a genuinely impressive named religious bench - the 35+ imam AFIC National Sharia Board spanning every state and territory. Its certified-sites list is real and consumer-relevant, covering poultry brands found in every Australian supermarket (Baiada, Steggles, M&J Chickens). But judged as a documented certification program, it is the thinnest of the four we profiled: no published process, standards, fees or application path; a dedicated halal website that is simply dead; no DAFF approval for red meat export; and no stated mechanism connecting the Sharia board to certification decisions. Legitimate and community-rooted, yes - transparent and export-capable, no.
Pros & Cons
What We Like
- The imprimatur of Australia's peak Muslim body, with 60+ years of institutional history and a claim to the longest serving halal certification service in the country
- Certified-sites list covers nationally distributed poultry brands - Baiada, Steggles, M&J Chickens, Hazeldenes - making the mark relevant to everyday chicken purchases
- AFIC National Sharia Board: 35+ named imams across every state and territory, led by Dr Rateb Jneid - unmatched named religious depth among AU certifiers
What Could Be Better
- No certification process, application form, fee schedule or standards documentation published anywhere
- Not a DAFF Approved Islamic Organisation for red meat export (Feb 2026 list) - unusable for red-meat exporters
- Dedicated halal site afichalal.com.au is dead (Wix domain error) while still linked site-wide
- Small certified base (~12 companies, ~24 sites), almost entirely poultry
- The ANSB's formal role in certification decisions is undocumented
Who Is AFIC Best For?
Domestic poultry processors seeking community-recognised certification
AFIC already certifies the major poultry processors (Baiada, Steggles), so its mark carries established acceptance in the domestic chicken supply chain
Businesses whose customers prioritise community-institution endorsement
The peak body's 35+ imam Sharia board and 60-year history give its mark community weight that commercial certifiers cannot replicate
Consumers checking the certification behind supermarket chicken brands
Baiada and Steggles chicken carrying AFIC certification is stocked in mainstream supermarkets nationwide
Detailed Analysis
The Australian Federation of Islamic Councils - also branded Muslims Australia - is the country's national peak Islamic organisation, tracing to the Australian Federation of Islamic Societies formed in 1964 and restructured in 1976 into today's three-tier federation of local societies, State Islamic Councils and the national body, headquartered in Zetland, Sydney. Halal certification sits alongside its representative, religious and community functions, described on the home page as 'the longest serving Halal certification service organisation in Australia' - a plausible claim given AFIC's vintage, though no founding date for the certification program itself is published.
The program's published evidence is its certified-sites list: Baiada across four states (seven sites), Steggles Chicken, Joe's Fresh and Gourmet Poultry, Hensons Gourmet Poultry, Gourmet Poultry SA, M&J Chickens in four states, Preshafood, G. Patritti, Hazeldenes Chicken Farm and Lakim Butchers in the Northern Territory. Two things stand out. First, the consumer relevance is real - Baiada and Steggles are the chicken brands on most Australian supermarket shelves. Second, the concentration is unmistakable: this is a poultry program, with a fruit processor, a winemaker and one butcher at the margins. Consistent with that, AFIC does not appear on DAFF's list of Approved Islamic Organisations for red meat export (current 18 February 2026) - the regime is red-meat-specific, and AFIC's program operates outside it.
Religious authority is AFIC's deepest asset. The AFIC National Sharia Board names more than 35 imams and scholars - led by AFIC President Dr Rateb Jneid, with members from Sydney (Sheikh Riad El-Rifai, Sheikh Khaled Taleb), South Australia, Queensland (Imam Abdul Quddoos Al Azhari), and mosques from Alice Springs to Hobart to Perth, including two named women. No other Australian certifier can point to a named religious network of this breadth. Yet the connection between the ANSB and certification is never documented: no page explains who inspects sites, against what standard, how decisions are made, or how the board's authority translates into audit practice.
That documentation gap defines the honest assessment. There is no published certification process, no application form, no fee guidance, no standards citations, and the dedicated website AFIC links site-wide - afichalal.com.au - returns a Wix domain-connection error. The certified-sites page itself shows manual upkeep quirks ('1 Sites'). None of this means the program is inactive; the site is otherwise busy and current (news posts from late July 2026), and the certified list names real, verifiable companies. But businesses evaluating AFIC must do so by phone and email rather than documentation, and consumers must take the peak body's institutional standing as the primary assurance.
How It Works
AFIC's halal certification is a service of a not-for-profit peak religious federation rather than a standalone certification company: revenue supports the national body's community, religious and representative work. Its authority is institutional and religious - the federation's 60-year standing and its National Sharia Board of 35+ imams - rather than procedural, since no certification standards, audit methodology or decision process is published. The program operates domestically, chiefly in poultry, and sits outside the DAFF-approved red meat export regime.
Contact AFIC directly
No application form or process documentation is published; businesses approach AFIC through its Zetland head office (932 Bourke Street; 02 9319 6733) to discuss certification.
Site certification
AFIC certifies at the site level - its published list counts sites per company per state - implying facility inspection, though the audit methodology is not published.
Religious oversight
Religious authority rests with the AFIC National Sharia Board of 35+ imams led by President Dr Rateb Jneid; how the board interfaces with individual certification decisions is not documented.
Listing as a certified site
Certified companies appear on the AFIC Certified Sites page with per-state site counts; consumers can check the list directly on afic.com.au.
Shariah Compliance Review
Oversight Level
Review details on provider's website
No certification standards, fiqh positions or audit methodology are published for AFIC's halal program - assurance rests on the institution's religious standing rather than documented process.
The AFIC National Sharia Board provides the named religious bench (35+ imams nationwide), but its formal role in certification decisions is not documented on the site.
AFIC is not on DAFF's Approved Islamic Organisations list for red meat export (verified against the 18 Feb 2026 list); its certified sites are almost entirely poultry and domestic.
The published certified-sites list (Baiada, Steggles, M&J Chickens and others) is the program's main public accountability artifact and is checkable by consumers.
Shariah compliance should always be verified directly with AFIC. HalalWallet reports publicly available oversight information but does not issue fatwas or certify compliance.
How It Compares
AFIC is not competing on the same field as ICCV, SICHMA and Halal Australia: they sell documented, government-accredited export certification; AFIC extends the peak body's religious authority over a domestic, poultry-centred program. Exporters cannot use it - AFIC holds no DAFF red-meat approval - and manufacturers wanting checkable standards will find none published. What AFIC has that no rival can buy is institutional legitimacy: a 60-year federation, a 35+ imam Sharia board, and certified brands (Baiada, Steggles) that sit in every supermarket. Choose it for community weight; choose the others for documentation and market access.
vs. ICCV
ICCV is the export machine AFIC is not - DAFF-accredited, recognised in every major importing market, with published governance - though it cannot match the community depth of AFIC's 35+ imam board.
vs. SICHMA
SICHMA pairs DAFF red-meat approval with nine national recognitions and third-party accreditation of itself - the documented export alternative to AFIC's undocumented domestic program.
vs. Halal Australia
Halal Australia publishes everything AFIC doesn't - application fee, named Shariah board, standard editions - making it the transparent commercial counterpart to AFIC's institutional mark.
Bottom Line
A legitimate, community-rooted certification mark from Australia's peak Muslim body, already behind supermarket chicken brands - but with no published process, fees, or standards, a dead dedicated website, and no red-meat export approval. Institutional trust, not documented transparency.
Products from AFIC
Why It's Halal
AFIC - Australia's national peak Islamic body, founded 1964 as the Australian Federation of Islamic Societies and restructured in 1976 into the three-tier federation of local societies and State Islamic Councils - runs what it calls the longest serving halal certification service in Australia. Religious authority rests on the AFIC National Sharia Board (ANSB): 35+ named imams and scholars spanning every state and territory, led by AFIC President Dr Rateb Jneid, with members from Sydney, Melbourne, Perth, Hobart, Alice Springs and regional centres - the deepest named religious bench behind any Australian certifier. The published certified-sites list covers national poultry brands including Baiada and Steggles. The honest caveat: no certification standards, fiqh positions (stunning, mechanical slaughter, ingredient thresholds), audit methodology or process documents are published, and nothing on the site documents how the ANSB feeds into certification decisions - assurance rests on institutional standing rather than documented governance.
AFIC
Halal Certification
AFIC (Muslims Australia), the national peak Islamic body founded in 1964, runs what it describes as Australia's longest serving halal certification service. Its published Certified Sites list covers roughly 12 companies across about 24 sites - dominated by poultry processors including Baiada, Steggles, M&J Chickens, Hazeldenes and Joe's Poultry in NSW, VIC, QLD, SA and NT - with religious authority drawn from the AFIC National Sharia Board of 35+ named imams. No fees, process or standards documents are published, and the mark is domestic-focused: AFIC is not a DAFF-approved certifier for red meat export.
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Where Available
Based on listings we track, AFIC operates nationwide:
Nationwide availability
Availability may vary by product type. Always verify current availability directly with AFIC.
How We Compare
- • We review publicly available information from providers, including Shariah compliance documentation.
- • We compare financing structures, total costs, down payment requirements, and state availability.
- • We prioritize providers that clearly explain their halal compliance rationale and operate with transparency.
- • We note which products are available nationwide versus regionally.
- • Learn more about our methodology.
Quick Answer
AFIC offers halal financial products that comply with Shariah principles, avoiding interest (riba) and prohibited industries. Their products are available in 1 state and include Halal Certifications options.
Key Takeaways
- AFIC offers Shariah-compliant financial products that avoid interest and prohibited industries.
- Products are available in 1 state: Nationwide.
- Product categories include Halal Certifications.
- Always verify compliance directly with AFIC and consult qualified Islamic finance advisors when needed.
- Compare AFIC's products with other providers to find the best fit for your needs.
Important: HalalWallet provides educational information and comparisons to help you explore halal financial options. We do not provide financial, legal, or religious advice. Product structures and Shariah compliance oversight vary by provider. Always verify halal compliance directly with providers and consult with qualified Islamic finance advisors or scholars for guidance on specific products and your individual circumstances.
Sources and review process
This page is reviewed against HalalWallet editorial standards and source documentation.
Reviewed by: HalalWallet Editorial Team
Last reviewed: 2026-03-09
How to cite this page
Preferred format:
For time-sensitive claims (rates, fees, state availability), please verify directly with the provider's official documentation and note the retrieval date.
Frequently Asked Questions
What types of halal products does AFIC offer?
AFIC offers 1 product across 1 category. AFIC is best for [object Object],[object Object],[object Object]. Review the products listed above or contact AFIC directly for current offerings.
How does AFIC ensure Shariah compliance?
No certification standards, fiqh positions or audit methodology are published for AFIC's halal program - assurance rests on the institution's religious standing rather than documented process. The AFIC National Sharia Board provides the named religious bench (35+ imams nationwide), but its formal role in certification decisions is not documented on the site. AFIC is not on DAFF's Approved Islamic Organisations list for red meat export (verified against the 18 Feb 2026 list); its certified sites are almost entirely poultry and domestic. The published certified-sites list (Baiada, Steggles, M&J Chickens and others) is the program's main public accountability artifact and is checkable by consumers.
How does AFIC work?
Contact AFIC directly: No application form or process documentation is published; businesses approach AFIC through its Zetland head office (932 Bourke Street; 02 9319 6733) to discuss certification. Site certification: AFIC certifies at the site level - its published list counts sites per company per state - implying facility inspection, though the audit methodology is not published. Religious oversight: Religious authority rests with the AFIC National Sharia Board of 35+ imams led by President Dr Rateb Jneid; how the board interfaces with individual certification decisions is not documented. Listing as a certified site: Certified companies appear on the AFIC Certified Sites page with per-state site counts; consumers can check the list directly on afic.com.au.
Is AFIC available in my state?
AFIC operates nationwide, though specific products may have regional limitations. Always verify current availability directly with AFIC.
What are alternatives to AFIC?
AFIC is not competing on the same field as ICCV, SICHMA and Halal Australia: they sell documented, government-accredited export certification; AFIC extends the peak body's religious authority over a domestic, poultry-centred program. Exporters cannot use it - AFIC holds no DAFF red-meat approval - and manufacturers wanting checkable standards will find none published. What AFIC has that no rival can buy is institutional legitimacy: a 60-year federation, a 35+ imam Sharia board, and certified brands (Baiada, Steggles) that sit in every supermarket. Choose it for community weight; choose the others for documentation and market access. ICCV: ICCV is the export machine AFIC is not - DAFF-accredited, recognised in every major importing market, with published governance - though it cannot match the community depth of AFIC's 35+ imam board. SICHMA: SICHMA pairs DAFF red-meat approval with nine national recognitions and third-party accreditation of itself - the documented export alternative to AFIC's undocumented domestic program. Halal Australia: Halal Australia publishes everything AFIC doesn't - application fee, named Shariah board, standard editions - making it the transparent commercial counterpart to AFIC's institutional mark.
Are AFIC's products more expensive than conventional options?
Halal financing structures can have different fee structures compared to conventional products. Some options may be competitive with conventional rates, while others may have different cost structures. Pricing varies by product type, location, and individual circumstances. Always compare total costs and terms when evaluating options.
How do I contact AFIC?
Contact information for AFIC should be available through their website or the product listings above. Use the action links provided with each product to visit AFIC's website or contact them directly for more information.
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