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Explore expert analysis on halal finance, ethical investing, and wealth management.
144 articles
Halal Certification Cost in Australia (2026): Four Certifiers Compared
What halal certification costs in Australia and why almost nobody prints a number. SICHMA, ICCV, AFIC and Halal Australia compared on fees, audits, export recognition and process.
Safa Pacific Review (2026): The Islamic Finance Broker That Names Its Panel
Safa Pacific is a Norwest, Sydney brokerage that prints its Islamic lender panel: Hejaz, Meezan, Riyadh, MCCA, Ijara and Amanah. We examine its terms, car product, Shariah board claim and what it leaves unpublished.
Hejaz vs Ijarah Finance (2026): Australia's Two Full-Shelf Financiers Compared
Hejaz and Ijarah Finance are the only Australian providers where one household can finance both a home and a car. Deposits, fixed options, car eligibility, certification and offices compared.
MCCA vs ICFAL Home Finance (2026): Which Islamic Financier to Choose
MCCA and ICFAL are Australia's two oldest Islamic home financiers and they are built on opposite principles. We compare deposit, structure, pricing policy, fees, membership, waiting time and governance.
Islamic Home Finance Deposit and LMI in Australia (2026): Provider Minimums
How much deposit MCCA, Amanah, Ijarah Finance, Hejaz and ICFAL publish, how lenders mortgage insurance is treated in Islamic contracts, why the 5% Deposit Scheme excludes them, and state duty relief.
ICFAL Review (2026): Membership, Home, Car and Member Investments Examined
ICFAL is a member-owned Islamic finance co-operative in Parramatta, operating since 1998. We review how membership works, its home, car and hardship finance, member dividends, and what it leaves unpublished.
Is Afterpay or Zip Halal? Australian BNPL Fees, Late Charges and Rulings (2026)
Afterpay Pay in 4 charges no interest but keeps late fees up to $68 per order; Zip Pay charges a $9.95 monthly fee and Zip Plus and Zip Money charge interest. The fee schedules, ASIC's rules and the rulings.
Is Day Trading Halal? CFDs, ASX Shares and ATO Rules in Australia (2026)
Day trading splits three ways for Australian Muslims: fast buying and selling of screened ASX shares can pass, CFDs and margin loans do not, and crypto futures fail twice. ASIC and ATO rules explained.
Hejaz Financial Services Reviews (2026): Every Product and Licence Examined
Hejaz Financial Services is a Melbourne-based group with home finance, car finance, ETFs, wholesale funds and the Halal Money app. We map each product to its licensed entity, its Shariah oversight and its published fees.