NAB NAB Islamic Business Finance

Australia's only major-bank Islamic finance offering: business financing from a minimum of $3 million for the purchase or construction of commercial property and land, business acquisitions, and equipment or livestock - with an option for customers who don't have property to use as security. Supported by a national network of 90 bankers accredited to write Islamic finance transactions. NAB states the product is 'signed off by globally recognised advisors who are a part of industry leading bodies such as AAOIFI and the IFSB' - the advisors are not named. Pricing is unpublished but positioned as 'comparable' to conventional business lending.

NAB Islamic Business Finance is an important institutional fact about the Australian market: a big-four bank maintaining a dedicated, growing Islamic finance capability with 90 accredited bankers and $3M+ facilities across commercial property, acquisitions, equipment, and agriculture. For established Muslim business owners, the pragmatic case is strong - major-bank pricing, capacity, and execution that specialist financiers can't always match. The religious case, however, must be taken substantially on trust from public information: unnamed advisors, no published fatwa, and no disclosed contract structure. At this deal size every client can and should demand the Shariah documentation during due diligence. For sub-$3M businesses, the live alternatives are the specialist providers - and NAB's minimum is the clearest signal that Australia still lacks mid-market Islamic business credit.