Article•6 Oct 2026
Is HECS-HELP Debt Halal? Indexation, Interest and Repayment in Australia (2026)
HECS-HELP carries no interest but is indexed each June to the lower of CPI and wages, 2.8% in 2026. The three scholarly positions, the ATO's 2026-27 thresholds, and when early repayment makes sense.
